

Cryptocurrencies, Bitcoin & XRP
Cryptocurrency is a digital asset that operates on decentralized networks called blockchains, which enable secure, transparent, and tamper-r
jrriddle57
Apr 9


Goodbye WEP & GPO
The Social Security Administration recently adopted the Social Security Fairness Act. The Act only affects those (or their spouses) that ...

Brian
Mar 20


Monthly Market Data - October 2024
Most major asset classes were negative in October. Commodities were the lone positive asset class. A basket of broad commodities rose 1.43%

Brian
Nov 8, 2024


529 - Use It Wherever You Can
School is back in session. Most college students are back on campus or just starting out their college years. There are new routines, social

Brian
Aug 29, 2024


Predicting Madness
People like predictions, though. It feels good making them. They make you more confident. Predictions provide a sense of control, feeling...

Brian
Mar 21, 2024


Health Savings Account
Often, tax-efficient strategies consist of either lowering a tax bill or deferring taxes to a later period. Tax avoidance is typically a red

Brian
Feb 29, 2024


2024 Retirement Account Contribution Limits
With January already behind us, hopefully you have paid off the holiday credit card spending and can focus on increased saving and planning

Brian
Feb 2, 2024


Top Posts of 2023
Top ten posts that piqued our readers' interests More than half our most popular blog posts were focused on factor returns. Not...

Brian
Jan 4, 2024


Ode To Charlie
Charlie was such an intelligent person and every time he spoke it was prophetic, yet charismatic and blunt. There are endless nuggets of ...

Brian
Nov 30, 2023


Do You Know What a Duvet Is?
It appears the U.S. may be headed for the elusive ‘soft-landing’ that seemed improbable not too long ago. Part of the reason is the pace ...

Brian
Nov 17, 2023


Fall Back and Financial Planning
The change of any season, environment, or circumstance, presents a good opportunity to check in on financial plans and make sure everything

Brian
Nov 2, 2023


Pay the Piper & Get a Match
Student loan repayments are set to resume in October. Payments were paused during the outset of the pandemic and then extended until the ...

Brian
Sep 1, 2023


Inflation and Retirement
The US was the only major industrial nation without a central bank until the Federal Reserve System was created in 1913

Brian
Jun 22, 2023


On the Fringe
Financial planning and wealth management is largely about future opportunities. We approach each relationship with a long-term perspective.

Brian
Jun 1, 2023


Slow Your Roll
These apps slow down access to a trading and/or social media app. They are more likely to make a positive impact on your investing behavior

Brian
Mar 3, 2023


Honoring America's First Black Economist
"I knew well that the only way I could get that door open was to knock it down; because I knocked all of them down." - Sadie T.M. Alexander

Brian
Feb 17, 2023


Hooray for HSAs
I used my HSA account sparingly during the initial years I owned the account. Early on, my stance was to not use it for “normal” medical ...

Brian
Feb 9, 2023


529-to-Roth Conversion
For those thinking about generational wealth and transferring assets to the next and second generations, a 529-to-Roth conversion presents..

Brian
Feb 3, 2023


Retirement Resolutions
Late January is around the time when New Year’s resolutions start breaking down. One study showed that only 64% of people that made a ...

Brian
Jan 26, 2023


Tax Loss Time
One silver lining about equity market declines this year is the ability to reduce future taxes. The process - tax-loss-harvesting - enables

Brian
Dec 2, 2022